City of Largo Down Payment Assistance
Up to $75,000 toward your down payment for qualifying buyers in the City of Largo.
Call (727) 642-1166Down payment assistance for Largo homes
The City of Largo program helps qualifying buyers purchase a home inside the City of Largo.
City and county down payment assistance programs do not work directly with buyers — a qualified mortgage company processes your application with the program. Generation Mortgage Associates processes your down payment assistance application and provides the first mortgage, an FHA or conventional loan depending on your credit score.
City of Largo down payment assistance at a glance
- Assistance up to $75,000
- Maximum purchase price $544,233
- Credit score 640+
- Income limits apply
- Borrower minimum contribution: $1,000
- Typical closing time: about 60 days
- Only for homes within the City of Largo
Comparing options? Read Clearwater vs. Largo down payment assistance. Outside the city, see the Pinellas County SHIP down payment assistance or the all-Florida FHA program with a free 3.5% down payment.
How it works with us
Frequently Asked Questions
How much is the City of Largo down payment assistance?
Up to $75,000 for qualifying buyers.
What is the maximum purchase price?
$544,233.
What credit score is needed?
640 or higher.
What is the minimum contribution?
$1,000.
Who processes the application?
A qualified mortgage company — we process it and provide your FHA or conventional loan.
Buying in Largo? Let’s check your assistance.
Call (727) 642-1166Generation Mortgage Associates, LLC · 1155 South Pasadena S, Suite H, South Pasadena, FL 33707 · Call (727) 642-1166 · Monday–Friday, 9:00 AM–5:00 PM EST · NMLS 1283562. We are a private mortgage company, not affiliated with or endorsed by any government program, county, city, FHA or housing authority. Program terms are set by each program and can change; all loans are subject to approval.